Residential Dwelling Program
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Texas Homeowner's Policy – Form A (HOA)
| Policy Term: |
1 year |
| Limits: |
$20,000 – $150,000 |
| Deductible: |
$500, $1000, ½% - 5% (2% Min. in Tier 2) |
| Premium |
$150 minimum |
| Personal Liability: |
$25,000, $50,000, or
$100,000 |
| Medical Pay: |
$500 standard, or
$1,000 maximum (dwelling value must be above $50,000 |
| Contents Coverage: |
40% of Dwelling Coverage Maximum |
| Additional Endorsements Available: |
| |
Residential Glass Coverage
Television and Radio Antenna
Increased Costs of Construction
Automatic Increase of Limits
Sudden & Accidental Water Coverage ($2,500 and $5,000) |
|
|
Texas Fire Dwelling Policy – Form 1 (TDP)
| Dwelling $30,000 – $150,000 |
| Policy Term: |
1 year |
| Limits: |
$30,000 – $150,000 |
| Deductible: |
$500, $1000, ½% - 5% (2% Min. in Tier 2) |
| Premium |
$150 minimum |
| Extended Coverage: |
Available |
| V & MM: |
Available |
| Contents Coverage: |
Owner Occupied Dwellings 30% maximum
Tenant Occupied Dwellings $1,000 maximum |
| Dwelling $10,000 – $29,999 |
| Policy Term: |
1 year |
| Limits: |
$30,000 – $150,000 |
| Deductible: |
$500, $1000, ½% - 5% (2% Min. in Tier 2) |
| Premium |
$500 minimum |
| Extended Coverage: |
Available |
| V & MM: |
Not Available |
| Contents Coverage: |
Owner Occupied Dwellings 30% maximum
Tenant Occupied Dwellings $1,000 maximum |
| Additional Endorsements Available: |
| |
Fair Rental Value
Residential Glass Coverage
Contract of Sale
Increased Costs of Construction
Sudden & Accidental Water Coverage ($2,500 and $5,000) | |
Note: All policies are on an Actual Cash Value basis
