Residential Dwelling Program
 |
Texas Homeowner's Policy - Form A
| Policy Term: |
1 year |
| Minimum Limit: |
$20,000 |
| Maximum Limit: |
$150,000 |
| Deductible: |
$250 minimum |
| Premium |
$150 minimum |
| Personal Liability: |
$25,000 standard, or
$100,000 maximum (dwelling value must be $50,000 or over to have increased amount of liability) |
| Medical Pay: |
500 standard, or
$1,000 maximum (dwelling value must be $50,000 or over to have increased amount of medical pay |
| Contents Coverage: |
40% of Dwelling Coverage Maximum |
| Water Coverage: |
Sudden and accidental water damage up to $5,000 |
|
|
TDP – Form 1
|
Program 1
Dwellings $30,000 and above
176% of Benchmark for Owner Occupied
202% of Benchmark for Tenant Occupied |
| |
| Policy Term: |
1 year |
| Minimum Limit: |
$30,000 |
| Maximum Limit: |
$150,000 |
| Deductible: |
$250 minimum |
| Premium: |
$150 minimum |
| Owner Liability: |
$100,000 maximum (dwelling value must be $50,000 or over to have increased amount of liability) |
| Medical Pay: |
$500 standard, or
$1,000 maximum (dwelling value must be $50,000 or over to have increased amount of medical pay) |
| V & MM: |
Acceptable |
| Contents Coverage: |
Owner Occupied dwellings 30% of Dwelling
Coverage Maximum
Tenant Occupied dwellings $1,000 Maximum |
| Water coverage: |
Sudden and accidental water damage up to $5,000 | | |
|
|
|
Program 2
Dwellings $29,999 and below
264% of Benchmark for Owner Occupied
304% of Benchmark for Tenant Occupied |
| |
| Policy Term: |
1 year |
| Minimum Limit: |
$10,000 |
| Maximum Limit: |
$29,999 |
| Deductible: |
$250 minimum |
| V & MM: |
Not Available |
| Contents Coverage: |
Owner Occupied $5,000 Maximum
Tenant Occupied $1,000 Maximum | | |
Note: All policies are on an Actual Cash Value basis
